{"id":2202,"date":"2025-08-28T10:53:38","date_gmt":"2025-08-28T10:53:38","guid":{"rendered":"https:\/\/homanetwork.com\/sin-categorizar\/como-calcular-la-rentabilidad-real-de-una-vivienda-turistica-en-la-costa-de-la-luz\/"},"modified":"2025-08-28T10:53:38","modified_gmt":"2025-08-28T10:53:38","slug":"como-calcular-la-rentabilidad-real-de-una-vivienda-turistica-en-la-costa-de-la-luz","status":"publish","type":"post","link":"https:\/\/homanetwork.com\/en\/investment-and-return\/como-calcular-la-rentabilidad-real-de-una-vivienda-turistica-en-la-costa-de-la-luz\/","title":{"rendered":"C\u00f3mo calcular la rentabilidad real de una vivienda tur\u00edstica en la Costa de la Luz"},"content":{"rendered":"<p data-start=\"328\" data-end=\"775\">Investing in a holiday home can be one of the most profitable decisions you can make in southern Spain. However, many owners are swayed by the purchase price or estimated gross income, without taking into account all the associated costs. In this article, we will look at <strong>how to calculate the actual return on investment for a holiday home on the Costa de la Luz<\/strong>, distinguishing between gross and net returns, and using clear, practical examples.  <\/p>\n<h2 data-start=\"328\" data-end=\"775\">How do you calculate profitability?<\/h2>\n<h3 data-start=\"782\" data-end=\"821\">Gross profit: the first step<\/h3>\n<p data-start=\"823\" data-end=\"932\">La <strong data-start=\"826\" data-end=\"848\">rentabilidad bruta<\/strong> mide la relaci\u00f3n entre los ingresos anuales y el precio de compra de la vivienda.<\/p>\n<p data-start=\"934\" data-end=\"948\"><strong data-start=\"934\" data-end=\"946\">Formula:<\/strong><\/p>\n<p data-start=\"823\" data-end=\"932\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-1623\" src=\"https:\/\/homanetwork.com\/wp-content\/uploads\/2025\/08\/Captura-de-pantalla-2025-08-28-123858.png\" alt=\"\" width=\"483\" height=\"117\" srcset=\"https:\/\/homanetwork.com\/wp-content\/uploads\/2025\/08\/Captura-de-pantalla-2025-08-28-123858.png 483w, https:\/\/homanetwork.com\/wp-content\/uploads\/2025\/08\/Captura-de-pantalla-2025-08-28-123858-480x116.png 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) 483px, 100vw\" \/><\/p>\n<p data-start=\"1052\" data-end=\"1066\"><strong data-start=\"1052\" data-end=\"1064\">Example:<\/strong><\/p>\n<ul>\n<li data-start=\"1067\" data-end=\"1098\">\n<p data-start=\"1069\" data-end=\"1098\">Purchase price: \u20ac150,000<\/p>\n<\/li>\n<li data-start=\"1099\" data-end=\"1151\">\n<p data-start=\"1101\" data-end=\"1151\">Annual income from holiday rentals: \u20ac15,000<\/p>\n<\/li>\n<li data-start=\"823\" data-end=\"932\"><span class=\"katex-display\"><span class=\"katex\"><span class=\"katex-mathml\">Formula: 15,000 \u00f7 150,000 \u00d7 100 = 10% <\/span><\/span><\/span><\/li>\n<\/ul>\n<p data-start=\"1201\" data-end=\"1257\">In this case, the gross return would be <strong data-start=\"1247\" data-end=\"1254\">10%<\/strong>.<\/p>\n<h3 data-start=\"1264\" data-end=\"1306\">Net profitability: a realistic view<\/h3>\n<p data-start=\"1308\" data-end=\"1480\">Gross yield is only a rough estimate. To find out exactly how much a property owner earns, we need to deduct the annual costs associated with the property. <\/p>\n<p data-start=\"1482\" data-end=\"1515\">Among the most common are:<\/p>\n<ul data-start=\"1516\" data-end=\"1809\">\n<li data-start=\"1516\" data-end=\"1562\">\n<p data-start=\"1518\" data-end=\"1562\"><span style=\"color: #333333;\">IBI (Property Tax).<\/span><\/p>\n<\/li>\n<li data-start=\"1563\" data-end=\"1597\">\n<p data-start=\"1565\" data-end=\"1597\"><span style=\"color: #333333;\">Homeowners&#8217; Association.<\/span><\/p>\n<\/li>\n<li data-start=\"1598\" data-end=\"1649\">\n<p data-start=\"1600\" data-end=\"1649\"><span style=\"color: #333333;\"><strong data-start=\"1600\" data-end=\"1615\">Utilities <\/strong>(water, electricity, internet).<\/span><\/p>\n<\/li>\n<li data-start=\"1650\" data-end=\"1687\">\n<p data-start=\"1652\" data-end=\"1687\"><span style=\"color: #333333;\"><strong data-start=\"1652\" data-end=\"1684\">Maintenance and repairs.<\/strong><\/span><\/p>\n<\/li>\n<li data-start=\"1688\" data-end=\"1734\">\n<p data-start=\"1690\" data-end=\"1734\"><span style=\"color: #333333;\"><strong data-start=\"1690\" data-end=\"1715\">Cleaning and laundry<\/strong> between stays (if managed separately, at HOMA we have an in-house cleaning department).<\/span><\/p>\n<\/li>\n<li data-start=\"1735\" data-end=\"1809\">\n<p data-start=\"1737\" data-end=\"1809\"><span style=\"color: #333333;\"><strong data-start=\"1737\" data-end=\"1760\">Professional management<\/strong> (if outsourced to a company such as HOMA).<\/span><\/p>\n<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p data-start=\"1811\" data-end=\"1857\"><strong data-start=\"1811\" data-end=\"1855\">Example using the same data as before:<\/strong><\/p>\n<ul data-start=\"1858\" data-end=\"1997\">\n<li data-start=\"1858\" data-end=\"1888\">\n<p data-start=\"1860\" data-end=\"1888\">Annual income: \u20ac15,000<\/p>\n<\/li>\n<li data-start=\"1889\" data-end=\"1997\">\n<p data-start=\"1891\" data-end=\"1997\">Total expenses: \u20ac3,800 (property tax \u20ac400, service charges \u20ac600, utilities \u20ac1,200, cleaning \u20ac800, management fees \u20ac800)<\/p>\n<\/li>\n<\/ul>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-1625\" src=\"https:\/\/homanetwork.com\/wp-content\/uploads\/2025\/08\/Captura-de-pantalla-2025-08-28-124201.png\" alt=\"\" width=\"499\" height=\"78\" srcset=\"https:\/\/homanetwork.com\/wp-content\/uploads\/2025\/08\/Captura-de-pantalla-2025-08-28-124201.png 499w, https:\/\/homanetwork.com\/wp-content\/uploads\/2025\/08\/Captura-de-pantalla-2025-08-28-124201-480x75.png 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) 499px, 100vw\" \/><\/p>\n<p data-start=\"2084\" data-end=\"2159\">In this case, the owner achieves a <strong data-start=\"2126\" data-end=\"2156\">net return of 7.5<\/strong>%.<\/p>\n<p data-start=\"2084\" data-end=\"2159\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-1632\" src=\"https:\/\/homanetwork.com\/wp-content\/uploads\/2025\/08\/pexels-towfiqu-barbhuiya-3440682-11391951.jpg\" alt=\"\" width=\"1280\" height=\"853\" srcset=\"https:\/\/homanetwork.com\/wp-content\/uploads\/2025\/08\/pexels-towfiqu-barbhuiya-3440682-11391951.jpg 1280w, https:\/\/homanetwork.com\/wp-content\/uploads\/2025\/08\/pexels-towfiqu-barbhuiya-3440682-11391951-980x653.jpg 980w, https:\/\/homanetwork.com\/wp-content\/uploads\/2025\/08\/pexels-towfiqu-barbhuiya-3440682-11391951-480x320.jpg 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) and (max-width: 980px) 980px, (min-width: 981px) 1280px, 100vw\" \/><\/p>\n<h3 data-start=\"2166\" data-end=\"2224\">What are the typical returns on investment along the Costa de la Luz?<\/h3>\n<p data-start=\"2226\" data-end=\"2325\">In the <strong data-start=\"2240\" data-end=\"2279\">Ayamonte, Isla Canela and Costa Esuri area,<\/strong> the average return typically ranges between:<\/p>\n<ul data-start=\"2326\" data-end=\"2572\">\n<li data-start=\"2326\" data-end=\"2397\">\n<p data-start=\"2328\" data-end=\"2397\"><span style=\"color: #333333;\"><strong data-start=\"2328\" data-end=\"2350\">6% and 8%<\/strong> net annual return on well-managed holiday apartments.<\/span><\/p>\n<\/li>\n<li data-start=\"2398\" data-end=\"2477\">\n<p data-start=\"2400\" data-end=\"2477\"><span style=\"color: #333333;\"><strong data-start=\"2400\" data-end=\"2411\">4% and 5%<\/strong> on second homes that are only occasionally occupied by the owner.<\/span><\/p>\n<\/li>\n<li data-start=\"2478\" data-end=\"2572\">\n<p data-start=\"2480\" data-end=\"2572\"><span style=\"color: #333333;\"><strong data-start=\"2480\" data-end=\"2492\">8% to 10%<\/strong> on optimised projects that utilise professional revenue management services.<\/span><\/p>\n<\/li>\n<\/ul>\n<p data-start=\"2574\" data-end=\"2736\">This means that the Costa de la Luz is one of the most attractive areas for small and medium-sized investors looking to diversify into holiday properties.<\/p>\n<h2 data-start=\"2743\" data-end=\"2791\">How can you improve the profitability of your property?<\/h2>\n<p data-start=\"2793\" data-end=\"2919\">Profitability does not depend solely on location or purchase price. There are several factors that can make all the difference: <\/p>\n<ul data-start=\"2920\" data-end=\"3218\">\n<li data-start=\"2920\" data-end=\"2983\">\n<p data-start=\"2922\" data-end=\"2983\"><span style=\"color: #333333;\">Optimise pricing with <strong data-start=\"2944\" data-end=\"2980\">dynamic revenue strategies<\/strong>.<\/span><\/p>\n<\/li>\n<li data-start=\"2984\" data-end=\"3045\">\n<p data-start=\"2986\" data-end=\"3045\"><span style=\"color: #333333;\">Refresh the d\u00e9cor and <strong data-start=\"3010\" data-end=\"3042\">improve the photos for the listing<\/strong>.<\/span><\/p>\n<\/li>\n<li data-start=\"3046\" data-end=\"3120\">\n<p data-start=\"3048\" data-end=\"3120\"><span style=\"color: #333333;\">Extend the season by offering longer stays <strong data-start=\"3090\" data-end=\"3117\">during low-season months.<\/strong><\/span><\/p>\n<\/li>\n<li data-start=\"3121\" data-end=\"3218\">\n<p data-start=\"3123\" data-end=\"3218\"><span style=\"color: #333333;\">Outsource management to maximise occupancy without compromising the guest experience.<\/span><\/p>\n<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<h2 data-start=\"3225\" data-end=\"3240\">Conclusion<\/h2>\n<p data-start=\"3242\" data-end=\"3474\">Investing in a holiday home can generate a much higher return than other financial products or long-term rentals, provided that each transaction is thoroughly analysed and expenses are managed properly.<\/p>\n<p data-start=\"3476\" data-end=\"3662\">At <strong data-start=\"3479\" data-end=\"3487\">HOMA<\/strong>, we support property owners and investors every step of the way, from profitability analysis to the day-to-day management of the property, ensuring transparency, optimisation and results.<\/p>\n<p data-start=\"3664\" data-end=\"3803\"><strong>\ud83d\udc49 Would you like to find out how profitable your property is? <a href=\"https:\/\/homanetwork.com\/en\/contact\/\">Get in touch<\/a> with our team and we\u2019ll provide you with a personalised analysis, with no obligation.<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Investing in a holiday home can be one of the most profitable decisions you can make in southern Spain. However, many owners are swayed by the purchase price or estimated gross income, without taking into account all the associated costs. In this article, we will look at how to calculate the actual return on investment [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":2201,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[41],"tags":[],"dipi_cpt_category":[],"class_list":["post-2202","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-investment-and-return"],"_links":{"self":[{"href":"https:\/\/homanetwork.com\/en\/wp-json\/wp\/v2\/posts\/2202","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/homanetwork.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/homanetwork.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/homanetwork.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/homanetwork.com\/en\/wp-json\/wp\/v2\/comments?post=2202"}],"version-history":[{"count":0,"href":"https:\/\/homanetwork.com\/en\/wp-json\/wp\/v2\/posts\/2202\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/homanetwork.com\/en\/wp-json\/wp\/v2\/media\/2201"}],"wp:attachment":[{"href":"https:\/\/homanetwork.com\/en\/wp-json\/wp\/v2\/media?parent=2202"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/homanetwork.com\/en\/wp-json\/wp\/v2\/categories?post=2202"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/homanetwork.com\/en\/wp-json\/wp\/v2\/tags?post=2202"},{"taxonomy":"dipi_cpt_category","embeddable":true,"href":"https:\/\/homanetwork.com\/en\/wp-json\/wp\/v2\/dipi_cpt_category?post=2202"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}